Two people walking together in the rain holding colorful umbrellas on a wet city street.

Commercial Umbrella Insurance

Commercial umbrella coverage gives you extra liability coverage to help pay costs that exceed your general liability or other liability policy limits. Without this business insurance coverage, you’d have to pay out of pocket for expenses that cost more than your coverage limits, such as:

  • Legal fees
  • Medical bills
  • Damage expenses
A commercial umbrella policy works a lot like personal umbrella insurance, except personal umbrella insurance increases the coverage amounts for your:
  • Home insurance
  • Renters insurance
  • Auto insurance
For example, if you’re in a car accident and the damages exceed your auto insurance limits, a personal umbrella policy can help cover the difference. Or, if you’re sued for your dog biting your neighbor, and their medical costs are more than your homeowners policy limits, umbrella coverage can help.

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The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.

Sullivan Insurance

& Financial Inc.

487 Groveland Street Haverhill MA 01830

Phone: 978-372-2790
Toll-Free: 866-372-2790
Fax: 978-373-2281
Email: info@sullivanif.com

Monday-Thursday 9-5
Fridays 9-12 Noon
By appointment anytime

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