How much thought have you given to estate planning? With recent uncertainty brought on by the coronavirus, it’s something people are thinking about a little harder these days. What happens to your unpaid debts? Who gets any properties you may own? Will your family be taken care of financially? Will your wealth be distributed in a way that reflects your values and wishes? What about taxes?
These questions, in part, are a big reason why people are actively seeking out life insurance policies right now. Not only does life insurance safeguard loved ones from unexpected debt and financial hardship, the living benefits of whole life insurance hedge against market volatility and help protect you from future economic downturns. Having the right insurance policies in place makes estate planning a lot easier. It also can be used to grow your assets and increase the value of your estate in the long run.
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