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Independent Insurance Agent


Sullivan Insurance
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TEEN DRIVING LAWS (MA)

 

Developments in Massachusetts Teen Driving Laws

Sullivan Insurance and Financial is dedicated to providing comprehensive information to help everyone in Massachusetts become safer drivers. Part of being a safer driver is learning about updates and new driving regulations. Recently, the State has made progress toward improving the safety of teen drivers. The new policies include:

  • Effective March 31, 2007, teen drivers with junior operators' licenses are restricted from driving between 12:30 a.m. and 5:00 a.m., unless accompanied by a parent or guardian. Penalties for violation of the time restriction law include:
    • First offense: 60-day license suspension
    • Second offense: 180-day license suspension
    • Subsequent offences: one-year license suspension
  • Effective March 31, 2007, fines for unlicensed operation of a motor vehicle will range from $100 - $1000
  • Strict penalties have been effective since March 31, 2007 for teen drivers who violate speeding or drag racing laws
    • Penalties for the first speeding offence include a 90-day license suspension, a minimum $50 fine, plus an additional $10 for each mph in excess of 10 mph over posted speed limit, a $50 surcharge, completion of State Courts Against Road Rage (SCARR) course and attitudinal retraining for the first offence. Stricter penalties exist for subsequent offences and for individuals obtaining a learner's permit
    • Individuals caught drag racing will face a one-year license suspension, a $250 fine, and a $500 reinstatement fee. Stricter penalties exist for repeated offenders and for individuals obtaining a learner's permit
  • Stricter penalties for teen drivers who have been caught violating passenger restrictions have also been effective since March 31, 2007. Passenger restrictions are as follows: A Junior Operator may not operate a motor vehicle within the first six (6) months after receiving a JOL while any passenger under 18 is in the vehicle (other than the Operator or an immediate family member [parents and siblings]), unless the Junior Operator is accompanied by a person who is:
    • at least 21 years old, and
    • has at least one year of driving experience, and
    • holds a valid driver's license from Massachusetts or another state, and
    • is occupying a seat beside the driver.

Penalties for the violation of passenger restrictions are as follows:

  •  
    • First offense: 60-day license suspension
    • Second offense: 180-day license suspension
    • Subsequent offenses: one-year license suspension
  • Effective September 1, 2007, basic driver's education requirements will include 12 hours of on-road driving, and parental participation in two hours of instruction on driver's education curriculum
  • Effective September 1, 2007, 40 hours of parent or guardian supervised driving will be required to obtain a junior operators license (30 hours of supervised driving is allowed if the teen completes an advanced driver training course)

For more information on recent developments in Massachusetts teen driving laws, please visit the Massachusetts Registry of Motor Vehicles.

All information has been retrieved from the Official Website of the Massachusetts Registry of Motor Vehicles.

A new study conducted by the physician-led group End Needless Death on Our Roadways (END) and the Eastern Association for the Surgery of Trauma (EAST) found that Massachusetts was one of the deadliest states for teen driving. For more information, visit TheBostonChannel.com

 



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Testimonials
I saved over $300 over my old agent! Try this agency today for second opinion! I was amazed at the difference in cost, even though they more than doubled my protection! I found agency online while searching for a more local agent since I moved and I was impressed by their site. The agent (Kevin) quoted me initially via e-mail (as I didn't want to speak to another insurance person). He answered all my questions via e-mail, so I called the agency to go over my coverage. What a great experience - he went over everything in the detail and told me by putting my auto & home with the same company I could save additional money. He walked me through a 20 point checklist that helped identify coverage and discounts I was missing, and even advised me on some non-insurance ways to help protect myself and our house. I saved over $300 & was even able to add umbrella to add over $1000000 to my protection, all for less than I was paying before. My experience with this agency has proven to me that not all agents are created equal. Kevin and his staff also gave us a free review ... I was amazed at the difference in cost, even though they more than doubled my protection! I found agency online while searching for a more local agent since I moved and I was impressed by their site. The agent (Kevin) quoted me initially via e-mail (as I didn't want to speak to another insurance person). He answered all my questions via e-mail, so I called the agency to go over my coverage. What a great experience - he went over everything in the detail and told me by putting my auto & home with the same company I could save additional money. He walked me through a 20 point checklist that helped identify coverage and discounts I was missing, and even advised me on some non-insurance ways to help protect myself and our house. I saved over $300 & was even able to add umbrella to add over $1000000 to my protection, all for less than I was paying before. My experience with this agency has proven to me that not all agents are created equal. Kevin and his staff also gave us a free review on our life insurance since it has been a while since we had review and recommended we have a financial review as well. He didn't "sell" us anything, instead he just pointed out what we may want to consider - no pressure and no hassles. I highly highly recomend sullivan insurance & financial and I have already set up my next appointment to go over my life insurance and go over my 401K with their financial planner. I am going to have Kevin write my whole family.
Kathryn
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