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Independent Insurance Agent


Sullivan Insurance
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DRIVER SAFETY TIPS & STATISTICS

Driver Safety Tips and Statistics

 

Tips for Safer Driving

 

·    Understand ABS (anti-lock braking system) operation

·    Use smart driving position: hands at 9 and 3 o'clock

·    Maintain speed appropriate to laws and conditions

·    3-second rule behind the vehicle in front (there should be three seconds of distance between car and the car ahead of you)

·    Look as far ahead as possible

·    Always fasten your seatbelt as well as your passengers'

·    No impairment from alcohol, drugs, or sleep deprivation

·    Free yourself from distractions like cell phones, music, passengers

·    Drive a safe car

o        Low center of gravity

o        Good tires

o        Snow tires in Northeast during the winter

o        Tread depth not less than 1/16 of an inch. Hint: use a penny-if you can see Lincoln's head, you need new tires

o        Tire pressures at recommended PSI

·    If your wipers are on, your headlights should be, too

·    Back off from road rage: always stay cool

·    Keep your car inspections up-to-date

Courtesy of Safe Roads Alliance, Inc., 2007

 

Driver Statistics

 

·       At least 77 percent of traffic accidents are the result of driver error

·       Motor vehicle crashes are the number one cause of death for 16-24 year olds at 48.5 percent - the next highest cause, homicide, follows at 15.2 percent

·       Nationwide, 43 percent of first-year drivers and 37 percent of second-year drivers are involved in car crashes

·       Advanced Driver Training has reduced that rate to 4.6 percent of first-year drivers, as determined in a four-year study

·       Individuals 15 to 20 years old make up 6.7 percent of the total driving population, but are involved in 20 percent of all crashes and 14 percent of motor vehicle deaths

·       Of teens involved in crashes in 2000, 58 percent were speeding at the time of the crash

·       65 percent of teen passenger deaths occur when another teenager is driving

·       Nearly half of the fatal crashes involving 16-year-old drivers were single vehicle crashes

·       In the last decade, over 68,000 teens have died in car crashes

Courtesy of Safe Roads Alliance, Inc., 2007

A new study conducted by the physician-led group End Needless Death on Our Roadways (END) and the Eastern Association for the Surgery of Trauma (EAST) found that Massachusetts was one of the deadliest states for teen driving. For more information, visit TheBostonChannel.com

 



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Testimonials
I saved over $300 over my old agent! Try this agency today for second opinion! I was amazed at the difference in cost, even though they more than doubled my protection! I found agency online while searching for a more local agent since I moved and I was impressed by their site. The agent (Kevin) quoted me initially via e-mail (as I didn't want to speak to another insurance person). He answered all my questions via e-mail, so I called the agency to go over my coverage. What a great experience - he went over everything in the detail and told me by putting my auto & home with the same company I could save additional money. He walked me through a 20 point checklist that helped identify coverage and discounts I was missing, and even advised me on some non-insurance ways to help protect myself and our house. I saved over $300 & was even able to add umbrella to add over $1000000 to my protection, all for less than I was paying before. My experience with this agency has proven to me that not all agents are created equal. Kevin and his staff also gave us a free review ... I was amazed at the difference in cost, even though they more than doubled my protection! I found agency online while searching for a more local agent since I moved and I was impressed by their site. The agent (Kevin) quoted me initially via e-mail (as I didn't want to speak to another insurance person). He answered all my questions via e-mail, so I called the agency to go over my coverage. What a great experience - he went over everything in the detail and told me by putting my auto & home with the same company I could save additional money. He walked me through a 20 point checklist that helped identify coverage and discounts I was missing, and even advised me on some non-insurance ways to help protect myself and our house. I saved over $300 & was even able to add umbrella to add over $1000000 to my protection, all for less than I was paying before. My experience with this agency has proven to me that not all agents are created equal. Kevin and his staff also gave us a free review on our life insurance since it has been a while since we had review and recommended we have a financial review as well. He didn't "sell" us anything, instead he just pointed out what we may want to consider - no pressure and no hassles. I highly highly recomend sullivan insurance & financial and I have already set up my next appointment to go over my life insurance and go over my 401K with their financial planner. I am going to have Kevin write my whole family.
Kathryn
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